Decisions March 2009
PENSIONS AND EMPLOYEE BENEFITS
cutting: Running dry: pension funds hit by US cost-cutting plans
US cost-cutting measures are draining funds from pensions. And there’s a danger
the funding drought could spread here.
protection fund: Feeling the strain: is the PPF at death’s door?
Despite some high-profile failures, the Pension Protection Fund insists it isn’t
overburdened. The Pensions Regulator will prevent trustees making the situation
Looks interesting: the future of pension scheme assets and
Pension scheme assets have taken a hammering, with poor investment returns
leaving huge deficits. But these pale in comparison to the dangers posed by
longer life expectancy.
valuation: Measure for measure – three ways to measure pension
Deficits are ballooning – or are they? The answer really depends on which of the
three valuation methods you use. Either way, it’s certainly worth understanding
responsibility: Take your chances – passing DC scheme risk on to
Defined contribution schemes absolve employees from responsibility for their
employees’ pension pot. But trying to pass all the risk on to employees could
come back to bite them.